I agree, call the cops. I am pretty sure there is no insurance coverage without a police report.
Not really...Hear me out.
Vehicle was in posession of a repair or restoration company. During that time, if any damage or theft occurs, THEY ARE LIABLE. They (business) is the only entity making the police report as per their insurance coverage is inclusive. The owner does not need, nor is required to make a police report if the business is making a police report with inclusive and detailed entries of who owned property that was taken.
The business is the PRO (person reporting offense) and complainant if the business suffered loss as well. The vehicle owner (s) will be complainant 1, complainant 2, etc. tied into the SAME police report, not a seperate report with another number. If he gets a seperate police report number other than the business making the report (number) The insurance claim will become drastically compromised and liability wise? Better stick with business making report with your vehicle info, VIN, what was taken, owners name, repair invoice number, length of time on premesis...etc.
Trust me..allow the business to report it on their carrier and their police report number. If you have to file suit to be made whole, do so. If he or anyone files a claim on their insurance, even if another parties fault, your insurance, classic insurance will go up and your insurance score factor will drop (depending on insurance company). You file a claim that was not your fault, plan on paying about 5-15% more per year on your premium.
If the business is uninsured, underinsured, unlicensed..etc and not willing or unable to pay for the loss incurred, then he should file a police report detailing that fact.
You do not want to file an insurance claim on your policy!
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1967 Starlight black PMD Engineering 400 Auto 1968 Alpine Blue 400 4 speed 1968 Verdoro Green 400 HO 4 speed 2013 1LE 2SS/RS Inferno Orange Camaro.