I'm not going to talk you out of it. I have a 2.95 first gear with a 3.08 and love it. For the way I drive it, street only, it is perfect for me. With a .63 overdrive the highway cruising is just where I want it. Sure, you can't use fifth around town at all but that's not what it is for anyway. With a 4 speed highway cruising will still be comfortable.