no idea what you`re talking about?? I`ve used Paypal for lots of transactions....no idea if funded by credit card or checking ,but feel sure its checking...have sent money via paypal to Europe , individuals here ,for purchases and just "transfer" money...
I have no problem sending a cashiers check for instance ,my bank is close and they dont charge me for it.... but `id think paypal would be easier , more reliable...a cashiers check CAN be forged ,stolen ,thats how the "Nigerian Scams" go on...you should always wait for 'funding' even on those...paypal is immidiate..