We're at 5 and if it hits 4 like they predict we'll refinance.
"Honey, think of the money we can save to put towards our project each month..."
Ha.. I wish Had to sell my hunting lease membership, guns, bow, decoys, blinds, reloading equipment etc. etc. to pay for our new hobby. I'm not allowed to touch "our" (I'm the only one working) money. I think it would be more like "Honey, think of the money we can save to upgrade the bathroom"
