I think 850 is a perfect score, yet I have a 802, 797 and 795. I have never been late on any payment EVER and have paid off all loans very fast, so why isn't it higher? I have heard that each time your credit is checked it knocks off a few points, why?
This made me curious so I just went and checked mine again as it has been a while. It came up as a 797. It says that is better than 99.52% of US customers. I would not take the scores you provided as a bad thing, they are excellent. When I bought my latest car a couple of years ago, the salesperson said he had not seen a credit score that high before.
It looks as if for Experian, 830 is perfect, but it may vary by company.
