his speech had several "mistakes" in it...even the paper today pointed them out...I didnt like the speech because in many aspects it sounded like he was still campaigning....thats over...he now needs to do something and not keep pointing to "the last 8 yrs", which in respect to housing , the problem started longer ago...so why try to keep blaming Bush for it, Bush actually tried to rectify it in 03 ,but was met by B Frank, Waters, Schumer et al, saying it was all good...Obama doesnt need to do campaign speeches anymore...