Yeah, Firebob, it's a mixed bag of risk factors. Clearly the insurance companies have figured this out and charge us more for all the ponies.

My college roommate had a sweet 69 Camaro RS and the car met an inglorious demise around a light pole at U.C. Davis in 1980. Truth be told, my then roommate (who is now a trial attorney in Detroit and drives a Porsche 911S) was high on "magic mushrooms" and a variety of other substances popular in the 80's.

I don't know whose point I'm making anymore, but this story actually gets a lot funnier (he nearly bit off his tongue in the crash and lots of hilarity ensued in the following weeks), but I should stop here.

tom