I have American Modern too, which used to be called Blueprint years ago. I've been with them for the past 15 years. No claims, but have always heard good things about them. I dumped my State Farm policy a long time ago due to no "agreed value" provision. State Farm screwed me years earlier on my 65 GTO, but I digress...

My policy is $236.00 a year, agreed is over $30K. With that comes $300K bodily, $300K uninsured, $300K underinsured.

Free stuff includes:
$75 free towing per occurrence
$2,000 spare parts coverage per occurence
$150 day trip interrruption, $600 per occurence
$750 pet coverage
2% inflation guard - in the event of a toal loss, it's the Agreed Value plus 2% per quarter throughout policy term

Restrictions:
Vehicle must be kept in a locked garage.
Can't be used as primary means of transportation (can't take it work, school, etc).
Can be used for parades, shows, and occasional leisure/pleasure drives, which is the biggest plus.

I have 1000 miles/year limitation (I used to have a 3,000 miles/yr limitation, but never drove more than about 700 miles a year. I think that dropped the premium about $15 a year).