I have Hagerty and have had 2 claims and did not pay a deductible on either and they were very easy to work with. Both if I remember right were damage that was caused by me which actually included former slight damage that I caused but waited to claim them until I had a claim that I felt was big enough. I pay no attention to the mileage restrictions they never ask a starting or ending mileage so how are they gonna know ! I would be a little skeptical about insuring "my classic car" with someone who can't decipher as vin. What if you have a claim ? Also remember you get what you pay for and seeing the amount of work you have into your car I would be real leary about who I insure it with. Saving $100.00 may not be worth it if/when you ever need to use the ins.
