Been there myself. Wish you the best and I hope you found a good attorney. Somehow I managed to find the greatest attorney possible (never knew they even existed). We put our case in the hands our attorney and told him that we would trust him and do EXACTLY as he recommended, we did and things played out the the letter just as he told us it would. He said it would come down to 48 months from the date of the accident to settle (State of FL time line prior to trial by jury) case was settled at month 46 just as he predicted.
Bottom line, find an attorney you feel comfortable with in your gut and trust him/her and hope they lead you down the right path. I wish you all the best! now just imagine having this accident in your FGF! That is what happened to us. Best of luck to you!!!