It's sucks moose cocks... Hearing these stories pisses me off.
Know how you feel, but to insurance companies, it's just another day. Same with cops. They get hard skins. Have no choice really.
20 some years ago, one local gang made new recruits car jack before becoming full fledged members. Many people who previously didnt, started legally arming themselves. A few bad guys got shot...couple killed. It's rare here now.
Winter time my keys and wallet are in my coat pocket. And summer time, back pocket...or are they...?