What I did:
1) made sure the horns worked by jumping + terminal to battery.
2) I assumed my relay was bad, so I replaced it.(probably wasn't required)I do not know how to test the relay.
3)I checked the wire from the relay to the steering column at a couple places to make sure the horn blew when grounded.
4)I checked same wire on both sides of the connector under the dash.
5) Then I pulled the wheel and found the stud was not contacting the ring.