It was time for me to get my classic car insured and this thread convinced me that Hagerty is the insurance company to go with. I applied on line, then I had a phone interview (the final stage of my application). I was asked by the agent on where would I drive my car on a routine basis, and I told her "just on the weekends, occasionally to the golf course". They disapproved my application because of that. I guess it's because of erratic golf balls that may damage my car. They said, I can reapply after one year. So, let this be a lesson to everyone else. You do not have to disclose your trips to the golf courses. Now, I'm looking for a second best insurance company around. Has anyone have a feedback on "Classic Auto Insurance" out of indiana? The cost is about the same and the policy is for an "Agreed Value".