Hagerty used to limit how many miles a year you were supposed to drive but they gave that up a few years ago. Either they figured most classics's speedos were not correct or that guys were smart enough to get around their stupid little rules anyway. They do still require you to furnish proof that you have a daily driver as well. And they won't give you a policy if there is a minor in the household with a drivers license unless he/she has their own car. Guess they don't want to insure the kid taking dad's hotrod out for a cruise. They also require it to be inside a locked garage or storage area when not being used. Most of their conditions are pretty fair I'd say.