Every vehicle on an insurance policy will get hit with this. My recommendation is to get the maximum limits you can get for uninsured/underinsured motorist.
1968 400 Coupe, verdoro green, black vinyl top, auto 1969 GTO Judge coupe, Carousel Red, manual 1971 Trans Am, cameo white, auto 1970 Buick Skylark Custom Convertible 350-4(driver), Fire Red, white top, auto 1972 Buick GS Stage 1, Royal Blue, black vinyl top, auto