One reason I suggest getting a local agent that handles Hagerty. Just in case you need some face time. Usually a lot easier to iron out any misunderstandings that way.
Had three cars with them. Have dropped my son's Tbucket cause it doesn't get driven. It was the most expensive of the bunch because they listed it as modified. Can you believe it? Titled as a 1923 Model T and just because it's got a small block Chevy with zoomies, a jag rear end and a beer keg for a gas tank. Man, what are they thinking?
Had one claim with them and they handled everything with the claim against Farmers. Went very smooth.